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#PersonalFinance

How Bank Loans Work and What You Need to Know Before Applying

Bank loans are like borrowing cash from a bank with a promise to pay it back, plus interest, over time. I got schooled when...

Bank Fees: How to Avoid Hidden Charges in Your Account

Bank fees stung like Seattle rain last week. I was at a café, espresso and wet dog smells mixing. My phone pinged: $35 overdraft...

Retirement Savings 101: How to Start Saving for Your Golden Years

Retirement savings is like trying to fix a leaky faucet in my cluttered Austin garage—sounds easy, but I keep dropping the wrench. I’m sitting...

Debt Consolidation Explained: A Smart Way to Tackle Debt

Debt consolidation explained in a way that finally clicked for me last year, sitting in my tiny Portland apartment, the rain drumming on my...

Life Insurance Explained: What You Need to Know

Life insurance is like a backup plan for your people—cash to keep ‘em going if you bite the dust. I got woke to this...

5 Easy Ways to Improve Your Credit Score Fast

Improving my credit score fast became my mission last year, sprawled out in my Chicago studio, the L train rattling outside while I stared...